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Conditions, Terms &
Disclaimer
The creditcardsexpress.com Web Site (the
"Site") is an online information service provided by creditcardsexpress.com
(Indy Web Productions) ("creditcardsexpress.com "), subject to your
compliance with the terms and conditions set forth below.
PLEASE READ THIS DOCUMENT CAREFULLY
BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING THE SITE, YOU
AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT
WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE
THE SITE. CREDITCARDSEXPRESS.COM MAY MODIFY THIS AGREEMENT AT ANY TIME, AND
SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE
MODIFIED AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT
PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR
USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED
AGREEMENT.
1. Copyright, Licenses and Idea
Submissions.
The entire contents of the Site are
protected by international copyright and trademark laws. The owner of the
copyrights and trademarks are creditcardsexpress.com, its affiliates or
other third party licensors. YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH,
UPLOAD, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE MATERIAL ON THE
SITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE. You may print and
download portions of material from the different areas of the Site solely
for your own non-commercial use provided that you agree not to change or
delete any copyright or proprietary notices from the materials. You agree to
grant to creditcardsexpress.com a non-exclusive, royalty-free, worldwide,
perpetual license, with the right to sub-license, to reproduce, distribute,
transmit, create derivative works of, publicly display and publicly perform
any materials and other information (including, without limitation, ideas
contained therein for new or improved products and services) you submit to
any public areas of the Site (such as bulletin boards, forums and
newsgroups) or by e-mail to creditcardsexpress.com by all means and in any
media now known or hereafter developed. You also grant to
creditcardsexpress.com the right to use your name in connection with the
submitted materials and other information as well as in connection with all
advertising, marketing and promotional material related thereto. You agree
that you shall have no recourse against creditcardsexpress.com for any
alleged or actual infringement or misappropriation of any proprietary right
in your communications to creditcardsexpress.com.
TRADEMARKS
Publications, products, content or
services referenced herein or on the Site are the exclusive trademarks or
service marks of creditcardsexpress.com. Other product and company names
mentioned in the Site may be the trademarks of their respective owners.
2. Use of the Site.
You understand that, except for
information, products or services clearly identified as being supplied by
creditcardsexpress.com, creditcardsexpress.com does not operate, control or
endorse any information, products or services on the Internet in any way.
Except for creditcardsexpress.com- identified information, products or
services, all information, products and services offered through the Site or
on the Internet generally are offered by third parties, that are not
affiliated with creditcardsexpress.com a. You also understand that
creditcardsexpress.com cannot and does not guarantee or warrant that files
available for downloading through the Site will be free of infection or
viruses, worms, Trojan horses or other code that manifest contaminating or
destructive properties. You are responsible for implementing sufficient
procedures and checkpoints to satisfy your particular requirements for
accuracy of data input and output, and for maintaining a means external to
the Site for the reconstruction of any lost data.
YOU ASSUME TOTAL RESPONSIBILITY AND
RISK FOR YOUR USE OF THE SITE AND THE INTERNET. CREDITCARDSEXPRESS.COM
PROVIDES THE SITE AND RELATED INFORMATION "AS IS" AND DOES NOT MAKE ANY
EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER
(INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR THE
IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE)
WITH REGARD TO THE SERVICE, ANY MERCHANDISE INFORMATION OR SERVICE PROVIDED
THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND creditcardsexpress.com
SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR
INDIRECTLY FROM ANY SUCH TRANSACTION. IT IS SOLELY YOUR RESPONSIBILITY TO
EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS, ADVICE,
SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR
ON THE INTERNET GENERALLY. CREDITCARDSEXPRESS.COM DOES NOT WARRANT THAT THE
SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE
WILL BE CORRECTED.
YOU UNDERSTAND THAT NOT ALL OFFERS
LISTED AT CREDITCARDSEXPRESS.COM ARE NOT THE PROPERTY OF
CREDITCARDSEXPRESS.COM. FURTHERMORE, YOU AGREE TO READ AND ACCEPT THE TERMS
AND CONDITIONS OF OFFERS BEFORE ACCEPTING AN OFFER OR SENDING PERSONAL
INFORMATION THROUGH AN APPLICATION OUTSIDE OF CREDITCARDSEXPRESS.COM'S
WEBSITE.
DATA IS CONSTANTLY UPDATED AS RATES
AND FEES CHANGE. YOU AGREE TO VERIFY THIS INFORMATION FOR ANY OFFER YOU ARE
CONSIDERING APPLYING FOR BEFORE SENDING PERSONAL INFORMATION ON THE FORM AT
THE RELEVANT WEBSITE.
YOU UNDERSTAND FURTHER THAT THE PURE
NATURE OF THE INTERNET CONTAINS UNEDITED MATERIALS SOME OF WHICH ARE
SEXUALLY EXPLICIT OR MAY BE OFFENSIVE TO YOU. YOUR ACCESS TO SUCH MATERIALS
IS AT YOUR RISK. CREDITCARDSEXPRESS.COM HAS NO CONTROL OVER AND ACCEPTS NO
RESPONSIBILITY WHATSOEVER FOR SUCH MATERIALS.
YOU AGREE THAT CARD RATINGS ARE USED
SOLELY FOR THE PURPOSE OF PERSONAL DATA. YOU AGREE TO VIEW THESE RATINGS
WITH DISCRETION AND WILL NOTE THAT THE TEXT SUPPLIED ON THESE RATINGS ARE
NOT OPINIONS OF CREDITCARDSEXPRESS.COM
LIMITATION OF LIABILITY
IN NO EVENT WILL
CREDITCARDSEXPRESS.COM BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, OR
INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF
PROFITS, HARDSHIP, FEES, INTEREST RATES, CORRECT CREDIT CARD MATCHING,
BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE)
ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY
INFORMATION, OR TRANSACTIONS PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE
SERVICE, OR ANY DELAY OF SUCH INFORMATION OR SERVICE. THE FREE PROGRAM
PROVIDED BY CREDITCARDSEXPRESS.COM (SCORE MATCH) IS NOT EXEMPT FROM THIS
AGREEMENT. FURTHERMORE, CREDITCARDSEXPRESS.COM DOES NOT WARRANTY LIABILITY
AGAINST THE USE OF CREDIT CARD MATCHES UNDER THIS SYSTEM. THE USER
UNDERSTANDS THAT CREDITCARDSEXPRESS.COM MATCHES CREDIT CARDS BASED SOLELY ON
ITS STAFF'S KNOWLEDGE FOR MATCHING APPROPRIATE CARDS FOR SPECIFIC SCORES.
USE OF THIS SYSTEM IS AT THE USER'S OWN RISK BY ALLOWING
CREDITCARDSEXPRESS.COM TO ONLY SUGGEST CARDS THAT ARE MORE LIKELY TO BE
APPROVED FOR A CERTAIN CREDIT SCORE AND INSTITUTES NO LIABILITIES,
INCLUDING, BUT NOT LIMITED TO THE POSSIBILITY OF LOWER INTEREST RATES, FEES,
REWARDS, AND INCENTIVES FROM OTHER CREDIT CARD ISSUERS.
EVEN IF
CREDITCARDSEXPRESS.COM OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED
OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO
ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR
INFORMATION DOWNLOADED THROUGH THE SERVICE. BECAUSE SOME STATES DO NOT ALLOW
THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL
DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES,
creditcardsexpress.com LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED
BY LAW.
Creditcardsexpress.com makes no
representations whatsoever about any other web site which you may access
through this one or which may link to this site. When you access a
non-creditcardsexpress.com web site, please understand that it is
independent from creditcardsexpress.com, and that creditcardsexpress.com has
no control over the content on that web site, including but not limited to:
fees, interest rates, terms and conditions or other material. In addition, a
link to a creditcardsexpress.com web site does not mean that
creditcardsexpress.com endorses or accepts any responsibility for the
content, or the use, of such web site.
3. Indemnification.
You agree to indemnify, defend and hold
harmless creditcardsexpress.com, its officers, directors, employees, agents,
licensors, suppliers and any third party information providers to the
Service from and against all losses, expenses, damages and costs, including
reasonable attorneys' fees, resulting from any violation of this Agreement
(including negligent or wrongful conduct) by you or any other person
accessing the Service.
4. Third Party Rights.
The provisions of paragraphs 2 (Use of
the Service), and 3 (Indemnification) are for the benefit of
creditcardsexpress.com and its officers, directors, employees, agents,
licensors, suppliers, and any third party information providers to the
Service. Each of these individuals or entities shall have the right to
assert and enforce those provisions directly against you on its own behalf.
5.Term; Termination.
This Agreement may be terminated by
either party without notice at any time for any reason. The provisions of
paragraphs 1 (Copyright, Licenses and Idea Submissions), 2 (Use of the
Service), 3 (Indemnification), 4 (Third Party Rights) and 6 (Miscellaneous)
shall survive any termination of this Agreement.
6.Miscellaneous.
This Agreement shall all be governed and
construed in accordance with the laws of The United States of America
applicable to agreements made and to be performed in The United States of
America. You agree that any legal action or proceeding between
creditcardsexpress.com and you for any purpose concerning this Agreement or
the parties' obligations hereunder shall be brought exclusively in a federal
or state court of competent jurisdiction sitting in The United States of
America . Any cause of action or claim you may have with respect to the
Service must be commenced within one (1) year after the claim or cause of
action arises or such claim or cause of action is barred.
creditcardsexpress.com's failure to insist upon or enforce strict
performance of any provision of this Agreement shall not be construed as a
waiver of any provision or right. Neither the course of conduct between the
parties nor trade practice shall act to modify any provision of this
Agreement. creditcardsexpress.com may assign its rights and duties under
this Agreement to any party at any time without notice to you.
Any rights not expressly granted herein
are reserved.
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