Credit Cards for Good Credit

Questions? Please read our FAQ about these Credit Cards.

Chase Product	Card Highlights	Intro APR	Next step
Platinum Card®	You can earn your choice of free flights, hotel stays, car rentals, cruises and more	0% Intro APR for 15 months*	» Online application
Citi® Diamond Preferred® Rewards	$50 gift card - Redeem 5,000 bonus points after first purchase* 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations; 1 point for every $1 on all other purchases*	0% APR* on balance transfers for 12 months	» Online application
Citi® Dividend Platinum Select®	5% cash back* on everyday purchases at supermarkets, drugstores, and gas stations. 1% cash back* on all other purchases	0% APR* on balance transfers for 12 months	» Online application
Perfect Card ®	6% rebate on all gas purchases made at any gas station for the first 90 days. After that, you'll earn a 3% rebate on all gas purchases.	0% Intro APR* on balance transfers	» Online application
Citi Platinum Select®	No balance transfer fee, Citi Identity Theft Solutions, 0 Liability on unauthorized purchases.	0% APR* on balance transfers and purchases for 12 months	» Online application

* Subject to information and site disclaimer

Frequently asked questions

Please read our disclaimer about this information

How long does it take to find out if I am approved? In most cases, depending on your credit record, issuers will give you a decision within 2 minutes after submitting your application. Otherwise, please allow up to 2 weeks to find out your approval status by postal mail.

What credit rating do I need to obtain approval for these offers? We recommend that you have a credit score of at least 600 to obtain approval. People with credit scores of 599 and under should go to the credit cards for poor credit ratings section.

What interest rate or terms will the issuer offer me? Applications are almost always considered on a case-by-case basis. Your profile and credit report and/or score will help determine rates that card issuers can issue you.

When will I receive my card? Please allow up to 14 days after approval for a card to be received by mail. We also recommend viewing the issuer's terms and conditions for further information.  Please note that instant credit refers to the approval process.

Is my credit report or score used in the approval process? In almost all cases, yes. We estimate that 95% of card issuers obtain your credit report and score before considering a credit card issuance.

I do not know my score, how can I obtain this? You can either request your report by mail (normally does not include your FICO score) or order a full credit report and/or score on-line. We strongly urge every consumer to obtain a credit report annually to ensure accuracy of data reported to the 3 major credit bureaus, Experian, Equifax and Trans Union.

My question was not listed here, how can I get help? Please go to our help and general frequently asked questions, contact customer service or contact the issuer after clicking on "Online application".

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