Apply On-Line HSBC Platinum MasterCard® with Cash Back Rewards Apply on-line for a safe and hassle-free application experience Earn unlimited 1% cash back rewards on new net retail purchase, everywhere you shop! Simple and straightforward rewards: no earnings caps, spending categories, tiers or point expiration Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance. 0% Introductory APR on card purchases and balance transfers for 12 months and no annual fee.* Instant decision in as little as 60 seconds. Apply on-line for the HSBC Platinum MasterCard® with Cash Back Rewards   Other information about the HSBC Platinum MasterCard® with Cash Back Rewards APR Intro APR Annual Fee Rewards Credit Needed Approval Rate 7.90% 0.00% for 12 months on Balance Transfers and Purchases on Balance Transfers and Purchases $0 Cash Back Good Zero / None