Apply On-Line Home Advantage™ World MasterCard® Credit Card with WorldPoints® Rewards Apply on-line for a safe and hassle-free application experience Earn DOUBLE POINTS at ALL home related merchants for 1 year-- which include (but not limited to) home improvement, electronic, furnishing, paint and hardware stores. Some examples are Lowes®, The Home Depot®, Best Buy®, Bed Bath and Beyond®, Shermam Williams and many more!!!§§ Apply today! Premier services and benefits with an exceptional selection of personalized rewards. In addition to Cash, Travel, Merchandise and Payments toward any Mortgage---you get Ultimate Access™ rewards - an exclusive benefit of your WorldPoints credit card that gives you the ability to redeem for exclusive collectibles, memorable tailor-made experiences, unprecedented access to sports and entertainment personalities, access to marquee events, exclusive designer items, sports memorabilia, and once-in-a-lifetime experiences. Earn double points on your purchases at home improvement stores including Lowe’s®, The Home Depot®, and Best Buy® for the first 12 months when you shop for your home. Card issued by FIA Card Services, N.A. Apply on-line for the Home Advantage™ World MasterCard® Credit Card with WorldPoints® Rewards   Other information about the Home Advantage™ World MasterCard® Credit Card with WorldPoints® Rewards APR Intro APR Annual Fee Rewards Credit Needed Approval Rate 9.99% / 19.99% 0.00% for 12 billing cycles on Balance Transfers $0 Flexible Options Excellent Zero / None