Apply On-Line The Merrill+ Visa® Credit Card Apply on-line for a safe and hassle-free application experience Introductory 1.9% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.* (subject to a 3% transaction fee, no less than $10) No Annual Fee Outstanding Rewards Program One of the best rewards cards available today with anytime, anywhere air rewards. Earn 1 point for every $1 spent on net retail purchases, and accrue unlimited Merrill points.§ Points can be redeemed for Merchandise, Travel, Gift Certificates, and more. Extraordinary Benefits Receive unique perks and upgrades such as companion airline tickets and upgrades, airport lounge access, and 24/7 concierge. You can also redeem your Merrill Points for cash that you can apply toward any fees and commissions posted to your Merrill Lynch account(s). Apply on-line for the The Merrill+ Visa® Credit Card   Other information about the The Merrill+ Visa® Credit Card APR Intro APR Annual Fee Rewards Credit Needed Approval Rate 9.99% 1.90% for 12 billing cycles on Balance Transfers $0 Investment Excellent Poor