Application not active AT&T Universal Savings & Rewards Card Sorry, this card is no longer active. Please choose another card offer. Up to 10% savings for the first 12 months on AT&T purchases 1 ThankYou Point for every dollar you spend on non-AT&T purchases 0% APR* on Balance Transfers for up to 12 months No Annual Fee Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits   Other information about the AT&T Universal Savings & Rewards Card APR Intro APR Annual Fee Rewards Credit Needed Approval Rate As low as 8.24% 0.00% for up to 12 months on Balance Transfers $0 Store Specific Excellent Very poor