Apply On-Line Capital One® No Hassle Points(SM) Rewards - Excellent Credit Apply on-line for a safe and hassle-free application experience Earn 2 points per dollar spent at gas stations, major grocery and drug stores 1 point for every dollar spent on other purchases Save with a 0% intro APR on purchases until January 2010 There is no limit to the points you can earn, and your points won't expire No annual fee $0 fraud liability for any unauthorized use if your card is lost or stolen 24-Hour Travel and Emergency Assistance Emergency card replacement or cash advance if your card is lost or stolen Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone? on Yahoo! Shopping What your points can get you: Merchandise: Get your hands on the latest electronics and other must-have merchandise Gift Cards: Gift giving just got easier with our brand-name gift cards Cash: Pad your savings account for that next big purchase Travel: Fly for free on your next vacation for as few as 15,000 points No balance transfer fees See Capital One® Important Disclosures for More Information Apply on-line for the Capital One® No Hassle Points(SM) Rewards - Excellent Credit   Other information about the Capital One® No Hassle Points(SM) Rewards - Excellent Credit APR Intro APR Annual Fee Rewards Credit Needed 9.90% 0.00% until January 2010 $0 Flexible Options Excellent