Apply On-Line TrueEarnings® Card from Costco and American Express Apply on-line for a safe and hassle-free application experience Earn cash back on gas and a $25 statement credit with your first purchase made with the Card. Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco No Annual Fee with your paid Costco Membership The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card No Limit on the Cash Back earned Apply on-line for the TrueEarnings® Card from Costco and American Express   Other information about the TrueEarnings® Card from Costco and American Express APR Annual Fee Rewards Credit Needed Approval Rate 15.24% Variable* See Terms Cash Back Good Excellent