Apply On-Line TrueEarnings® Card from Costco and American Express Apply on-line for a safe and hassle-free application experience American Express® Card and Costco Membership Card in one- with no annual fee for Costco members Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express Apply on-line for the TrueEarnings® Card from Costco and American Express   Other information about the TrueEarnings® Card from Costco and American Express APR Annual Fee Rewards Credit Needed Approval Rate 15.24% Variable* $0* Cash Back Good Excellent