Apply On-Line American Express® Preferred Rewards Gold Card Apply on-line for a safe and hassle-free application experience Earn 10,000 Membership Rewards® Bonus Points When You Spend $500 in 3 Months - Redeemable for a $100 Gift No Pre-Set Spending Limit No annual fee for the first year - $125 Thereafter The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards. Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide. Express Approval. Get a decision in less than 60 seconds. Apply on-line for the American Express® Preferred Rewards Gold Card   Other information about the American Express® Preferred Rewards Gold Card APR Intro APR Annual Fee Rewards Credit Needed Approval Rate 0.00% None $0 Airlines Good Excellent